Rbc rewards program canada

As a program member, you have access to amazing value and exclusive member experiences that are only available through the RBC Rewards program. Your everyday purchases can earn great rewards. When it comes to using your points, your options are nearly endless.

From travelling the world to redeeming for your favourite brands, the RBC Rewards program offers something for everyone. Learn more about Travel. Check out these videos to see how easy it is to book a flight with points. Get exclusive access to the latest Apple products the moment they hit the market 1. Shop everything Best Buy has to offer, plus enjoy exclusive features such as Reserve Online and pick up in store, free shipping, and more 1.

Pay down your balance with points 1. Use your points at your favourite retailers 1 for select transactions 1 , plus discover great promotions. Use your points to pay your bills 1. Not all RBC Rewards cards are eligible for these services. Convert your RBC Rewards points to a wide variety of partner loyalty programs that we designate from time to time 1. Help others by donating your RBC Rewards points to great charities like these:.

For example, you cannot receive both the Value Program Rebate legal bug 2 and the Seniors Rebate legal bug 11 on the same account in the same month. We automatically apply to your account the highest value rebate you are eligible for each month. If you have multiple bank accounts, you could receive a different monthly fee rebate for each account, as long as you meet the eligibility requirements to receive each of the rebates.

Through the Value Program , RBC Rewards points legal bug 1 are calculated monthly and take into account all in-store and online debit purchases from, and returns to, an enrolled account. However, the Value Program also gives you the ability to earn RBC Rewards points legal bug 1 when you use your enrolled account to make in-store and online debit purchases.

The Value Program also offers more ways to earn a monthly fee rebate. If you currently have the MultiProduct Rebate legal bug 8 on an account, but you do not complete at least 2 out of 3 regular account activities a pre-authorized payment, direct deposit or bill payment each month, the Value Program may not be the right fit for you. You can also call us at or visit a branch Opens in new window. Note: MultiProduct Rebate is only available to bank accounts opened prior to the date on which the Value Program became available to the Canadian public.

It depends. An existing bank account receiving the MultiProduct Rebate legal bug 8 prior to the date on which the Value Program became available to the Canadian public can continue to receive the MultiProduct Rebate as long as you continue to have the correct product holdings to qualify for it and you do not enrol that account in the Value Program. Here are some situations that could impact your MultiProduct Rebate:.

It is not possible to have more than one monthly fee rebate on the same bank account. However, you could participate in both the MultiProduct Rebate legal bug 8 and the Value Program if you have two different bank accounts with RBC, where:. She has two credit cards and two investments, so she currently benefits from the MultiProduct Rebate. Jane also opened an RBC Advantage Banking account after the date on which the Value Program became available to the Canadian public and enrolled this account in the program.

Note that eligible product categories will be counted towards account s enrolled in the Value Program first. This means you must have enough eligible product categories to meet the criteria for both the Value Program and the MultiProduct Rebate or you will lose your monthly fee rebate on the account with the MultiProduct Rebate—unless you decide to opt out of the Value Program. She has one credit card and one investment, so she currently benefits from the MultiProduct Rebate. Her one credit card and one investment product will be counted towards her Advantage Banking account, which means she would lose the MultiProduct Rebate on her Day to Day Banking account.

Yes, you must do at least 2 of the following 3 account activities each month with each bank account enrolled in the Value Program in order to earn a monthly fee rebate legal bug 2 for each enrolled account:. You must also hold the required number of eligible product categories to qualify for the monthly fee rebate in each enrolled account. Learn more about eligible product categories.

The monthly fee rebate would be applied on your statement cycle date in June, and the RBC Rewards points you earned between May 1 and May 31 would be applied within the first 5 business days of June. If you qualify for the monthly fee rebate legal bug 2 in a given month, you will see the rebate on your account statement the following calendar month. If you enrol your account in the Value Program mid-month, any RBC Rewards points legal bug 1 earned in that calendar month would be awarded within the first 5 business days of the following calendar month.

For example, if you enrolled on June 15, the system would consider the account enrolled in the Value Program from June 15 to June 30, and you would see any points you earned during that period within the first 5 business days of July. If you close a bank account that is enrolled in the Value Program :.

Things our lawyers want you to know Things our lawyers want you to know. Search RBC. Personal Banking. Contact Us Language. Earn RBC Rewards points legal bug 1 and save on monthly fees legal bug 2 with any eligible account. More Rewards. More Savings. Every Day. The best part? Enjoy the Value Program at no additional cost.

Select account. Personal Credit Card. Personal Investment. Residential Mortgage. Small Business Account. Personal Credit Cards Any of the following credit cards are eligible to be counted for the Value Program: RBC personal credit card with an annual fee A no-annual-fee RBC personal credit card with at least one transaction purchase, balance transfer, cash advance or interest charged to the account every 90 days.

Book an Appointment Opens in new window. Call Visit a Branch Opens in new window. Find the Right Account Other ways to open an account: Other ways to open an account:. Get gift cards and merchandise from some of your favourite brands:. Book flights, hotels and car rentals. Pay down credit cards, loans, bills and more. Save on everyday things like your favourite cup of coffee. Search Search. Which bank accounts are eligible for the Value Program? I just enrolled my account in the Value Program.

What happens if I switch from an eligible account enrolled in the Value Program to another eligible account? How do I enrol an eligible bank account in the Value Program? I just enrolled my account that was previously eligible for the MultiProduct Rebate in the Value Program. Is my joint bank account eligible for the Value Program? If I change my sole-owned account to a joint account, what happens to my monthly fee rebate and RBC Rewards points earned through the Value Program?

Is matching product ownership required for joint products to count through the Value Program? For example, Jon and Jane have a joint personal account, and jointly own a small business account. The business account would not be counted automatically—one of them would have to give consent first.

So keep an eye out for these promotions to convert your points at the best possible rate! Skip to content. Loyalty program RBC Rewards. Customer Service. Points Value.